Travel Insurance

To protect your investment… One sure way to ruin a vacation is to lose money because an emergency forces you to postpone or cancel your trip. Except for tickets on regularly scheduled airlines, almost any travel package you purchase will have a penalty for cancellation and some companies will give no refund at all. Regularly scheduled airlines usually give a refund if an illness or death in the family forces you to cancel. Airlines require a note from the doctor or a death certificate. Take careful note of the cancellation penalty for any other large travel purchase you make, such as a tour package, charter flight, or cruise. Unless you can afford to lose the purchase amount, protect yourself by buying trip insurance. If you invest in trip insurance, make sure your policy covers all reasonable possibilities for having to cancel. For instance, if an emergency with a family member would force you to cancel, insure against that as well.

Some trip insurance policies will give a refund if the company goes out of business or otherwise does not make good on its offering. The best insurance against company default is to choose a reputable company that guarantees a refund if they do not provide the services procured. If, however, you are tempted to purchase a tour at a great bargain price and you can't find a guarantee of delivery in the fine print, protect yourself by purchasing trip insurance that covers company default.

Travel Guard International is America's leading travel services provider with more than 6 million travel customers a year. We provide insurance against trip cancellation penalties, travel interruptions and delays, emergency medical expenses, lost baggage and more. Plus, all Travel Guard coverage includes our 24-hour "911" travel emergency service for emergency medical assistance, last-minute or emergency travel changes, lost luggage tracking, pre-trip travel advice and more.